Charitable Gift Annuity (CGA)

A Charitable Gift Annuity offers a lifetime fixed cash flow to the donor, while benefitting the charity of their choice during their lifetime. A CGA can be designed to begin paying a cash flow stream to the donor beginning immediately, at a fixed future date, or at a flexible future date. Charitable Gift Annuities also provide the donor with the opportunity to leverage "after tax" income.
How does a Charitable Gift Annuity Work?
A Charitable Gift Annuity is a contract between a charity and a donor that, in exchange for an irrevocable transfer of assets to the charity, the charity will pay a fixed sum to the donor and/or beneficiaries designated by the donor for the lifetime(s) of up to two beneficiaries.

Sample Case Strategies

Below are a few examples of how Charitable Gift Annuities have been used in specific financial strategies.

Next Steps

Submit a Charitable Gift Annuity Application.

 
 
Please note that Renaissance Charitable Foundation cannot issue Charitable Gift Annuities to residents in some states. Click here to view the list of states where RCF can issue CGAs.